Stripe, a worldwide payments leader, is advancing its efforts by developing global stablecoin payment solutions in collaboration with traditional banks. John Collison, Co-founder and President of Stripe, disclosed that the company is engaging in early-stage discussions with financial institutions to leverage stablecoins for faster and more affordable cross-border transactions. This initiative reflects the expanding role of digital currencies in transforming global payment infrastructures.
Expanding Reach
Recently, Stripe introduced stablecoin accounts in 101 countries, enabling businesses to send, receive, and store stablecoins such as Circle’s USDC and Bridge’s USDB. The acquisition of Bridge, a stablecoin technology startup, for $1.1 billion further solidifies Stripe’s commitment to this emerging payment approach.
Collison emphasized that global stablecoin payment solutions address critical challenges in traditional finance, including high foreign exchange fees and slow processing times. He stated:
“A significant share of our future payment volume will come through stablecoins, which effectively mitigate costly FX fees and lengthy delays.”
By embracing stablecoins, Stripe aims to disrupt slow and costly remittance methods, delivering faster and more efficient payment options to both businesses and consumers.
Industry Momentum
At the Stripe Tour London event, attended by 1,700 entrepreneurs and industry leaders, the company highlighted stablecoins as a key component of future commerce. This announcement followed more than 60 product updates unveiled at Sessions in San Francisco.
Among these were enhanced money management tools powered by stablecoins, along with a partnership with Visa to launch the world’s first global card issuing product. This card allows users to spend stablecoin balances just as easily as traditional currency.
Banks Backing Stablecoins
Collison also noted growing interest from banks in global stablecoin payment solutions, dismissing skepticism about digital tokens being a temporary trend.
Julia Demidova, head of digital currencies at FIS, remarked:
“Regulated bank-issued stablecoins offer faster, more efficient, and globally accessible payments. With the right regulations, banks will lead innovation in digital assets while protecting consumers.”
Major banking technology firms including Fidelity National Information Services (FIS), Fiserv, and Jack Henry & Associates are actively exploring stablecoin adoption. Additionally, Visa launched a platform last year to assist banks in issuing stablecoins worldwide, underscoring the financial sector’s enthusiasm.
Increasing Transaction Volumes
Stablecoin payment volumes have soared. Artemis reported that total volumes hit $94.3 billion in 2025, driven mainly by B2B transfers.
Approximately 10 million blockchain addresses conduct stablecoin transactions daily. Over 150 million addresses hold nonzero stablecoin balances. Tether’s USDT leads with about 90% market share, followed by Circle’s USDC, which accounts for 30% of monthly B2B volumes.
The Bank for International Settlements (BIS) estimates that USDC and USDT settle nearly $400 billion annually in cross-border flows, highlighting stablecoins’ crucial role in global commerce.
Conclusion
Stripe’s focus on global stablecoin payment solutions marks a major step forward in digital finance. By addressing inefficiencies in traditional payment systems, stablecoins have the potential to revolutionize cross-border transactions and enhance financial inclusion.
As John Collison envisions, stablecoins will soon represent a significant portion of global payment volumes. They can reduce the high costs and delays associated with legacy systems. With growing support from banks and fintech innovators, the future of global stablecoin payment solutions looks promising.
